Non-owner car insurance in Atlanta, GA

Estimated cost in Atlanta

For comparison, a clean-record driver in their 30s pays about $980 for minimum coverage and $2,205 for full coverage in Atlanta by our estimate.

Non-owner policies carry liability only; our figure uses Georgia's minimum liability estimate, which is an upper bound because non-owner policies are usually priced below owner policies.

Georgia rules that apply

Any policy you buy must meet Georgia's minimum of 25/50/25 liability coverage.

In Atlanta, 14.2% of households don't have a vehicle (Census ACS). A non-owner policy covers your liability when you drive a borrowed or rented car and can carry an SR-22 filing if you need one.

All Georgia car insurance rules →

How to lower the cost

• Keep continuous coverage. A lapse, especially with an SR-22, restarts problems with the state and raises future prices.
• Compare several insurers — companies weigh violations very differently, and some specialize in high-risk drivers.
• Take a state-approved defensive-driving course where it earns a discount or removes points.
• Consider higher deductibles or liability-only coverage on an older car to offset the surcharge.
• Violations age off: most surcharges fade after three to five clean years.

Read our guide · Car insurance in Atlanta

Insurance offices in Atlanta

There are 66 insurance offices listed near Atlanta. See the full list with directions on the Atlanta car insurance page.

• The Maltbia Agency 887 W Marietta St NW
• Progressive
• Direct Auto Insurance
• Loya Insurance
• Arlisher Jones - Allstate 1176 R Abrnty Blvd SW
• Jamal Burton - Farmers Insurance 235 Peachtree St NE
• Randy Weaver - Allstate 50 Hurt Plz SE
• Contractors Liability 730 Peachtree Street Northeast
• Quentin Franklin - State Farm 730 Peachtree Street, NE
• Midtown Insurance Agency 715 Peachtree St NE
• Georgia Insurance Brokerage Inc.
• Group Americus